For every player in travel
Curated plan marketplace, built-in Coach Atlas, white-label widget and API: one platform for every player in travel. Add insurance to your business, whatever your distribution model.
What you can offer
Start with a link in an afternoon, or embed a full quote-and-bind flow: same coverage, same commissions, your level of integration.
Quote, compare and bind travel insurance programmatically over REST, with webhooks and a sandbox. In private beta: request early access to drop protection into any checkout or app.
Embed the full HelloSafe comparison and checkout under your own brand. Your colors, your domain, our engine, no redirect, no drop-off.
Offer booking protection as an add-on at the moment of purchase. One toggle at checkout turns intent into attached, high-margin revenue.
The fastest start: tracked links, banners and an embeddable comparison widget. Live today, zero engineering.
How the API works
A clean REST API, in private beta. Quote, render, bind. We handle underwriting, compliance, payment and the policy document.
Send trip details (destination, dates, travelers) and get ranked offers from multiple insurers in real time.
Render the offers in your own UI, or let our white-label component do it. The traveler picks the cover that fits.
Confirm the policy via the API. The certificate is issued instantly and your commission is tracked automatically.
const res = await fetch("https://api.hellosafe.com/v1/quotes", {
method: "POST",
headers: { "Authorization": "Bearer sk_live_…" },
body: JSON.stringify({
destination: "US",
dates: ["2026-07-01", "2026-07-15"],
travelers: [{ age: 34 }],
trip_cost: 2400
})
});
const { offers } = await res.json();
// → render offers, then POST /v1/policies to bindQuote request: REST and JSON. Illustrative example, the quote API is in private beta.
Coverage intelligence
Most travelers think their bank card already covers them, so they decline insurance. It rarely holds up: low caps, long exclusion lists, cover that voids exactly when they claim. Send the first six digits of the card (the BIN) and our API returns what the card really covers, so Coach can expose the gaps and sell the protection they're actually missing. The coverage BIN lookup is in private beta.
$250k emergency medical + cancellation + sports: exactly what the card leaves out.
Who builds with HelloSafe
If your users book trips, apply for visas, or move money for travel, insurance is ancillary revenue you're leaving on the table.
Attach insurance to every booking and give agents a quote tool that closes in minutes.
Add protection at checkout with pre-filled trip data and an attach-rate-optimized flow.
Extend cards, wallets and super-apps with embedded insurance, new revenue, no new licenses.
Issue embassy-accepted travel medical certificates alongside the visa application.
Monetize travel audiences with tracked links and a branded comparison widget.
Offer insurance as a native module to every property, fleet or itinerary on your platform.
AI-native
Ship an assistant that doesn't just talk about insurance, it quotes and binds it. In private beta, our MCP server exposes HelloSafe as tools your LLM can call: search cover, compare offers, check what a card already includes, issue a policy. Drop it into your copilot, chatbot or agentic checkout.
{
"tool": "quote_travel_insurance",
"arguments": {
"destination": "JP",
"dates": ["2026-09-02", "2026-09-20"],
"travelers": [{ "age": 41 }],
"card_bin": "497355"
}
}
// → 3 ranked offers, gaps vs the card's cover, ready to bindAn MCP tool your agent calls, grounded in live HelloSafe data. In private beta.
Ancillary revenue
commission on every policy you distribute
Travel insurance is one of the highest-margin add-ons in travel. With HelloSafe you earn a recurring share on every sale and every renewal (paid monthly, no threshold) while we carry the underwriting and compliance.
What it takes to sell travel insurance, and why a single integration beats a single insurer or a DIY build.
| HelloSafe | Single-insurer API | Build it yourself | |
|---|---|---|---|
| Insurers available | Multiple, compared | One | You negotiate each |
| Licensing & compliance | Handled by HelloSafe | Partial | On you |
| Time to launch | Days to weeks | Weeks | Months+ |
| White-label & API | Both included | Varies | Build both |
| Commission rate | Up to 20% | 10-12% | Your margin, your risk |
| Payouts | Monthly, no threshold | Threshold applies | n/a |
| Renewals | Recurring commission | Rarely | n/a |
Comparison based on typical single-insurer programs and in-house builds as of 2026.
Built for production
Coverage and pricing across 190+ destinations, localized in multiple languages and settled in your currency.
HelloSafe handles the insurance distribution. Identity checks, policy documents and the required disclosures are built in.
Token-based auth, scoped API keys, webhooks and audit logs. Data handled to industry standards.
A full API reference, a sandbox environment and a dedicated integration engineer above volume.
The questions partners ask before they integrate.
Embedded insurance means offering a relevant insurance product inside another purchase journey: for example, adding travel insurance at the moment someone books a trip. Instead of sending customers to a separate insurer, you surface the right cover in context, by API or white-label, and earn a commission on each sale.
No. HelloSafe runs the insurance distribution. You surface and sell through our tools; we carry the underwriting partners, compliance and the policy documents.
The quote-and-bind API is in private beta: in early access, most teams ship a working flow in days to a couple of weeks. Affiliate links and the white-label widget can be live the same day, with no engineering.
Use the API when you want full control of the UI and the data; use the white-label widget when you want HelloSafe's optimized flow under your brand with minimal build. Many partners start with the widget and move to the API later.
Coverage spans 190+ destinations with visa-compliant medical certificates accepted by embassies (Schengen, US, Canada, India, Thailand, Australia and more), in multiple languages and currencies.
You earn up to 20% commission on every policy, plus a recurring commission on renewals. Payouts are monthly with no threshold, tracked in your partner dashboard.
Yes. Our BIN API takes the first six digits of a card and returns the travel cover bundled with that product (medical, cancellation, rental, baggage and more) across hundreds of card programs. Coach uses it to recommend only the cover your customer is actually missing.
Yes, in private beta. HelloSafe runs an MCP server that exposes quoting, comparison, BIN-check and binding as typed tools your LLM or agent can call, so a copilot or chatbot can recommend, and even complete, an insurance purchase, grounded in live data rather than guesses. Request early access from your dashboard.
Have a technical or commercial question? Contact us
Let's build
Tell us what you're building. We'll map the fastest path (links, white-label or API) and get you a sandbox key.