Premium cards promise, exclusions disappoint
Your users believe their card is enough. Low caps, exclusions: at claim time, your support team absorbs the disappointment.
For fintechs & neobanks
Embedded travel insurance, inside your app
Your users travel with a card they believe covers them. Surface the real gaps at the moment of booking, in your interface, and earn a share on every policy sold.
- BIN check
- what the card already covers
- API or white-label
- in your app, in your colors
- Up to 20%
- commission, recurring
- No license needed
- HelloSafe is the registered distributor
Why insurance is still outside your app
An insurance product takes quarters to ship
Licenses, risk carriers, compliance: building in-house ties up whole teams for an ancillary product.
Generic upsells convert poorly
Pushing an untargeted offer degrades the experience and the click rate. Without coverage data, you can't target.
Card travel benefits fail at claim time, not at booking
Your premium cardholders book confidently. Low medical caps, activation requirements, excluded activities: the gap shows up after the trip, and your support team absorbs the fallout.
Why fintechs choose HelloSafe
An insurance product in your app at the pace of your sprints, while the insurance side stays with HelloSafe.
Sell the gap, not the duplicate
The Coach checks what the user's card already covers and only recommends what is actually missing. The upsell becomes advice.
API or white-label, in your UI
Quote and purchase without leaving the app. Your design, your journey, our engine and our compliance.
Up to 20% commission, recurring
A share on every purchase and every renewal, paid monthly. Product revenue, not sponsorship.
HelloSafe carries the insurance side
No license to obtain: HelloSafe runs the comparison and carries the insurance side, with the policy documents and customer service.
Bonus for your users: Free 1GB travel eSIM, first visa application covered, and other exclusive services inside your app. Real perks, not affiliate links.
How it embeds in your app
With the BIN (first 6 digits), Atlas Coach tells whether the user is already covered and shows the exclusions. You sell only the gap, inside your interface.
- 01
Your user plans a trip
They book or pay for travel in your app, with a card they assume is enough.
- At the moment of booking
- Inside your interface
- No redirect
- 02
The BIN check reads the card's cover
The first 6 digits (the BIN) are enough: the Coach tells whether the user is already covered, shows the exclusions, and what's actually missing.
- 6 digits are enough
- Covered or not + exclusions
- The upsell becomes advice
- 03
You offer the gap, not the duplicate
Quote and purchase over a REST API or white-label, without leaving the app. Your design, our engine and our compliance.
- API or white-label
- In your colors
- Without leaving the app
- 04
You earn a recurring share
Up to 20% commission on every purchase and every renewal, paid monthly. Product revenue.
- Up to 20%, recurring
- Payout on the 15th
- HelloSafe carries distribution
How much could you generate?
Adjust the sliders to match your situation. You earn up to 20% commission; the estimate uses conversion rates observed on the program.
Estimate your potential
Your assumptions
150,000 users
2 %
You earn up to 20% commission on every subscription. Assumed conversion rate: 10.8%. Indicative volume estimate. Your actual results depend on your audience, your content and seasonality.
Estimated subscriptions
324/ month
on which you earn Up to 20% commission
Clicks to HelloSafe / month3,000
Estimated subscriptions / month324
Attribution cookie90 days
Already using it
Excellent 4.6 out of 5 · 788 reviews Trustpilot
"We ship features weekly; insurers move in quarters. With HelloSafe, travel cover went live in one sprint, in our own UI."
Priya Shah
Head of product, US neobank
"Coach Atlas is the feature that finally makes our card benefits feel real. We surfaced it inside the app and saw the biggest NPS lift of any release this year."
David Lowe
VP Product, fintech startup
"Our card already tries to cover travel. HelloSafe fills the gaps and monetizes the conversation. It's not a conflict, it's an upgrade our cardholders appreciate."
Anna Sorenson
CEO, European neobank
Frequent questions from fintechs
Do we need an insurance license?
No. HelloSafe is the registered distributor: compliance, regulatory documents and customer service are carried by HelloSafe. You embed the experience, not the license.
How does the BIN check work?
You pass the first 6 digits of the card. The Coach returns what the card already covers and what's missing, so you only recommend the useful add-on.
API or white-label?
Both. Quote and purchase over a REST API in your UI, or a hosted white-label journey. Your design, our engine, our compliance.
How long to integrate?
OpenAPI documentation and a dedicated sandbox: most product teams ship in a sprint. Sign-up is approved within 24 hours.
How are we paid?
Up to 20% commission on every purchase and every renewal, paid on the 15th of each month, with no minimum threshold.
Another question about the fintech program? Contact us
Ready to get started?
Embed travel insurance in your product
Free sign-up, approved within 24 hours. API, white-label or links: we map the fastest journey with your product team.