2026 comparison

The best travel insurance affiliate programs, ranked

We compared 20 programs on commission rate, cookie duration, network access and payout reliability. Updated June 2026.

Join HelloSafe for free See the comparison

2026 rankings

20 major programs, ranked

Scored on commission rate (40%), cookie duration (25%), network access (15%), transparency (10%), and market reach (10%).

Program

Score

Key metrics

Strengths

#01 Best overall

HelloSafe

Best overall

190+ countries

Our score /100

Commission

Up to 20% commission

90 days

Network

Direct (HelloSafe Atlas)

Payout

Monthly

Highest confirmed commission in the category: up to 20%
90-day cookie: longest attribution window for single-purchase travel insurance
Unique card coverage checker: BIN tool reveals what a credit card actually covers, so every referral is higher intent
Free to join, no minimum volume, approved in 24 hours

1 weakness

Join for free

Direct (HelloSafe Atlas)

#02

SafetyWing

Best recurring revenue

180+ countries

Our score /100

Commission

10% recurring

364 days

Network

Direct (Ambassador)

Payout

Monthly

Recurring commissions on every renewal within 364 days
Subscription product drives high lifetime value
Very low minimum payout (from $10)

3 weaknesses

Direct (Ambassador)

#03

Allianz Global Assistance

Best legacy brand

Canada (regional arms vary)

Our score /100

Commission

Up to 12% per sale

45 days

Network

CJ + Awin

Payout

Monthly

Allianz brand name drives direct traveller searches
Available on both CJ and Awin
More than 30 years covering Canadian travellers and visitors

4 weaknesses

CJ + Awin

#04

World Nomads

Most recognized brand

100+ countries

Our score /100

Commission

~10% or $0.83 per quote

60 days

Network

CJ only

Payout

Monthly ($250 min.)

Strong brand: 13,000+ affiliates, travellers search by name
60-day cookie: longer than most legacy programs
CPL option pays per quote, not just per purchase

4 weaknesses

CJ only

#05

TuGo

Best Canadian specialist

Canada

Our score /100

Commission

Varies by plan

30 days

Network

Direct

Payout

Monthly

Highly customizable medical and trip-protection plans Canadians recognize
Add-ons for sports and pre-existing conditions widen the addressable audience
Underwritten by iA Financial Group, a major Canadian insurer

3 weaknesses

Direct

#06

AIG Travel Guard

Best for US content sites

US only

Our score /100

Commission

$16 per sale + $2 per quote

45 days

Network

CJ (ID 1544502)

Payout

Monthly

Dual payout: earn on quote views, not just purchases
Strong AIG brand trust with US audiences
Stable CJ listing with documented terms

3 weaknesses

CJ (ID 1544502)

#07

Travelex Insurance

Reliable flat-fee option

US only

Our score /100

Commission

Up to $50 flat per sale

45 days

Network

CJ (ID 4047032)

Payout

Monthly (PayPal ok)

PayPal payout option
No minimum payout threshold
Consistent CJ merchant since 2013

4 weaknesses

CJ (ID 4047032)

#08

VisitorsCoverage

Best for visitor insurance

175+ countries

Our score /100

Commission

$1 to $100+ per sale

45 days

Network

CJ + Travelpayouts

Payout

Monthly

Wide market: visitors, students, expats, super-visa applicants
Available on both CJ and Travelpayouts
High ceiling on expensive multi-trip policies

3 weaknesses

CJ + Travelpayouts

#09

Travel Guard Canada

Tiered plans for Canadians

Canada

Our score /100

Commission

Varies by plan

30 days

Network

Direct

Payout

Monthly

Tiered single-trip and annual plans built for Canadian travellers
Part of Zurich's Cover-More group, a globally backed assistance network
Broad product range including emergency medical coverage

3 weaknesses

Direct

#10

Seven Corners

Best expat segment program

US + international plans

Our score /100

Commission

Up to 15% per sale

45 days

Network

Commission Junction

Payout

Monthly

Up to 15% commission: competitive for a traditional insurer
Strong product depth for expats and long-term travellers
Available on Commission Junction with stable history

3 weaknesses

Commission Junction

#11

Travel Insured International

Backed by Chubb

US only

Our score /100

Commission

6 to 10% per sale

45 days

Network

Commission Junction

Payout

Monthly

Chubb underwriting adds institutional credibility with US buyers
Stable Commission Junction listing with transparent terms

3 weaknesses

Commission Junction

#12

Tin Leg

Squaremouth comparison brand

US only

Our score /100

Commission

$10 to $40 flat per sale

30 days

Network

Awin

Payout

Monthly

Squaremouth association adds comparison-market credibility
Available on Awin with consistent tracking infrastructure

3 weaknesses

Awin

#13

Berkshire Hathaway Travel Protection

Premium brand trust

US only

Our score /100

Commission

8% per sale

30 days

Network

CJ + Direct

Payout

Monthly

Berkshire Hathaway brand is immediately trusted by US buyers
Available on CJ and a direct program
Strong in the premium and luxury travel segment

3 weaknesses

CJ + Direct

#14

Nationwide Travel Insurance

Household US name

US only

Our score /100

Commission

Up to 8% per sale

30 days

Network

Awin

Payout

Monthly

Nationwide brand recognition drives organic search traffic
Available on Awin for publishers already in the network

3 weaknesses

Awin

#15

Battleface

Best for adventure travel

60+ countries

Our score /100

Commission

15% per sale

30 days

Network

Direct (Refersion)

Payout

Monthly

15% commission: one of the highest flat-percentage rates in this comparison
Global reach across 60+ countries
Modern digital-first product suited to adventure travel content

3 weaknesses

Direct (Refersion)

#16

Trawick International

Competitive percentage rate

US primarily

Our score /100

Commission

Up to 15% per sale

45 days

Network

CJ + Direct

Payout

Monthly

Up to 15% commission rate on qualifying higher-value plans
Available on both CJ and a direct program

3 weaknesses

CJ + Direct

#17

GeoBlue

US expat specialist

US citizens abroad

Our score /100

Commission

Flat referral fee

30 days

Network

Direct

Payout

Monthly ($50 min.)

Blue Cross Blue Shield association builds immediate trust
Strong conversion on US-citizen-abroad and expat content

3 weaknesses

Direct

#18

IMG / iTravelInsured

Global multi-product range

Global

Our score /100

Commission

6 to 10% per sale

30 days

Network

Direct / Awin

Payout

Monthly

Global reach covering travellers from many nationalities
Available on Awin and a direct program

3 weaknesses

Direct / Awin

#19

GoReady (Crum & Forster)

Institutional backing

US only

Our score /100

Commission

Up to 12% per sale

45 days

Network

Commission Junction

Payout

Monthly

Crum and Forster (Fairfax subsidiary) backing adds underwriting credibility
Available on Commission Junction

3 weaknesses

Commission Junction

#20

HTH Worldwide

Long-stay expat coverage

US citizens globally

Our score /100

Commission

Commission rate varies

30 days

Network

Direct

Payout

Monthly

Specialist in long-stay and expat plans for US citizens
Direct program with clear enrollment and tracking terms

3 weaknesses

Direct

Scoring criteria

How we evaluate travel insurance affiliate programs

40%

Commission rate

Higher revenue share or higher flat fee wins. We penalize models where the ceiling is rarely reached in practice.

25%

Cookie duration

Longer windows capture more conversions. Travel planning cycles average 60 to 90 days for leisure trips.

15%

Network access

Programs on multiple networks give you flexibility without managing separate dashboards and accounts.

10%

Transparency

Public terms, documented payout schedules and a straightforward approval process earn higher marks.

10%

Market reach

Programs covering more destinations and traveller profiles convert across a wider range of content.

Frequently asked questions

What publishers ask when choosing a travel insurance affiliate program.

Which travel insurance affiliate program pays the highest commission?

HelloSafe pays up to 20% commission, the highest confirmed rate among major programs on this list. The next-highest rates are 15% (Seven Corners, Battleface, Trawick) or flat fees capped below $50. On a $100 net premium, up to 20% at HelloSafe compares to 10 to 12% at most legacy insurers.

Which program has the longest cookie window?

SafetyWing attributes recurring subscription payments within a 364-day window, but this applies specifically to their subscription product. For standard single-trip travel insurance, HelloSafe has the longest confirmed cookie at 90 days. Most major programs (Allianz, AIG, Travelex) use 45-day cookies.

Can I join multiple travel insurance affiliate programs at once?

Yes. Most programs allow non-exclusivity. Running HelloSafe alongside a brand-specific program like World Nomads is a common strategy: HelloSafe captures general travel insurance searches while a branded program captures travellers who search for a specific insurer by name.

Do I need an insurance licence to promote these programs?

No licence is required to refer traffic to any program listed here. The insurer or distributor holds the licence; your role is to send the visitor and earn on the referral. Insurance in Canada is regulated province by province, so HelloSafe works with insurers and partners authorized in their provinces and never sells or underwrites a policy itself. World Nomads, Allianz and the others run referral programs that do not require you to hold an insurance distribution licence.

What is the difference between revenue-share and flat-fee affiliate programs?

Revenue-share programs pay a percentage of the premium or commission (HelloSafe: up to 20%, Allianz: up to 12%). Flat-fee programs pay a fixed amount per sale regardless of policy value (AIG: $16, Travelex: up to $50). Revenue share is typically better when your audience buys higher-value plans.

Is HelloSafe available for partners in Canada?

Yes. HelloSafe is an independent travel insurance marketplace: it compares plans from licensed Canadian insurers across 190+ destinations and never sells or underwrites a policy itself. Partners can distribute with no insurance licence. The affiliate program operates in Canada alongside the US, France, the UK and Spanish-speaking markets, and the platform is available in English and French.

Still comparing? Contact us

Ready to start?

The highest-paying travel insurance program is also the easiest to join

Up to 20% commission, 90-day cookie, unique card coverage checker, zero setup cost. HelloSafe approves new partners within 24 hours.

Join the program Read the affiliate FAQ